Make the most of your retirement.
Because it’s not just about the numbers. It’s about the possibilities.
1.
Retire with purpose.
Financial Planning
Whether you dream of traveling, volunteering, consulting, or simply enjoying time with family, we can help you develop a plan to reach your goals. We’ll work with you to:
Chart your course to the retirement starting line
Plan how and when to withdraw money for income
Optimize your Social Security and pension benefits
Build a multi-year strategy with your tax professional
Review your life and long-term care insurance needs
Plan your legacy and estate wishes
Discover
We get to know you, your values, and your financial concerns.
Design
We help you clarify your goals and build a plan that fits your life.
Implement
We put your plan into action with care and attention to detail.
Adapt
As life changes, we adjust your plan to keep you on track.
2.
Retire with confidence.
Investment Management
Based on your goals, we’ll design a portfolio that aligns with your risk tolerance, balances growth with security, and safeguards against market volatility. Our approach is to:
Structure your portfolio for steady retirement income
Help ensure your nest egg lasts throughout retirement
Minimize your taxes, so you keep more of what you earn
Monitor your investments and rebalance as needed
Life doesn’t stand still. And neither do we.
Get proactive wealth management, all year long.
ANNUAL SERVICE CALENDAR
JANUARY
Update monthly transfers
Send previous year activity letter to tax advisors
Connect with fund managers to review economic and market trends
FEBRUARY
Review beneficiary designations on accounts
Review estate documents and update for consistency with plan
MARCH
Confirm delivery of Schwab year-end documents to tax advisors
APRIL/MAY
Spring Strategy Meetings
Update short-term goals and cash flow projections
Review investment strategy for consistency with goals
SEPTEMBER
Review investment strategy relative to current year goals
Review year-to-date tax withholding and strategy
OCTOBER
Fall Strategy Meetings
Insurance review
Review tax strategies to date, update as needed
NOVEMBER/DECEMBER
Complete qualified donations and required distributions
